Privacy Policy
Your privacy is important to us. This policy explains how Gokulesh Commercial Pvt Ltd collects, uses, and safeguards your personal information.
Last updated: June 1, 2025
Data Collection
We collect personal information necessary for loan processing, including identity documents, contact details, income proof, and financial history.
Data Security
All data is stored on secure servers with encryption. Access is restricted to authorized personnel only. We follow industry-standard security protocols.
Data Usage
Your information is used solely for loan evaluation, regulatory compliance, and communication. We do not sell or rent your data to third parties.
1. Information We Collect
- Personal identification information: name, date of birth, PAN, Aadhaar, address.
- Contact information: phone number, email address, residential address.
- Financial information: bank statements, income proof, tax returns, credit history.
- Employment and business details for loan assessment purposes.
- Device and browsing information when you use our website.
2. How We Use Your Information
- To evaluate and process loan applications.
- To verify identity and conduct due diligence as required by RBI regulations.
- To communicate regarding your loan status, repayments, and related services.
- To comply with legal and regulatory obligations.
- To improve our services and website experience.
3. Data Sharing & Disclosure
- We may share your data with RBI, credit bureaus, and regulatory authorities as required by law.
- Service providers who assist in loan processing and verification (under strict confidentiality agreements).
- We do not sell, rent, or trade your personal information to third parties for marketing purposes.
- In the event of a merger, acquisition, or restructuring, your data may be transferred to the successor entity.
4. Cookies & Tracking
- Our website uses cookies to enhance user experience and analyze website traffic.
- You can choose to disable cookies through your browser settings, though this may affect website functionality.
- We do not use cookies to collect personally identifiable information without your consent.
5. Data Retention & Deletion
- We retain your personal data for as long as necessary to fulfill the purposes for which it was collected.
- Regulatory requirements may necessitate longer retention periods for certain records.
- You may request deletion of your personal data, subject to legal and contractual obligations.
6. Your Rights
- Right to access: Request a copy of the personal data we hold about you.
- Right to correction: Request correction of inaccurate or incomplete information.
- Right to deletion: Request deletion of your personal data, where applicable.
- Right to object: Object to processing of your data for certain purposes.
- To exercise your rights, contact us using the details provided on our Contact page.
Contact Us
If you have any questions about this Privacy Policy or wish to exercise your data rights, please contact us at: gokucompl29@gmail.com or call +91 9702048889.