RBI Compliance & Governance
Gokulesh Commercial Pvt Ltd operates as an RBI registered Non-Banking Financial Company, adhering to the highest standards of regulatory compliance and corporate governance.
RBI Registration
We are registered with the Reserve Bank of India as an NBFC. Registration Number: B-13.02299 dated 04-12-2018. We comply with all RBI directives, circulars, and master directions applicable to NBFCs.
Fair Practices Code
We adhere to the RBI's Fair Practices Code for NBFCs. This includes transparent loan terms, clear communication of interest rates and charges, and responsible lending practices.
KYC & AML Compliance
Strict Know Your Customer (KYC) and Anti-Money Laundering (AML) policies are in place as per RBI guidelines. We verify all borrowers and maintain comprehensive records.
Key Regulatory Disclosures
Interest Rate Policy
Interest rates are determined based on the cost of funds, risk profile of the borrower, loan tenure, and market conditions. Rates are communicated transparently at the time of loan application and documented in the loan agreement.
Grievance Redressal Mechanism
We have a structured grievance redressal mechanism in compliance with RBI guidelines. Customers may escalate complaints through designated channels, and we are committed to resolving grievances within prescribed timelines.
Customer Rights
Customers have the right to receive clear loan terms, fair treatment, privacy of personal information, and access to complaint resolution mechanisms. We do not engage in coercive recovery practices.
Data Privacy & Security
All customer data is collected, stored, and processed in compliance with applicable data protection laws. We implement robust security measures to safeguard sensitive personal and financial information.
NPA & Recovery Policy
Non-performing asset classification and recovery procedures follow RBI guidelines. We adopt fair and respectful recovery practices, avoiding harassment or intimidation of borrowers.
Corporate Information
- Legal Name
- Gokulesh Commercial Pvt Ltd
- CIN
- U51109MH1994PTC310353
- RBI NBFC Registration
- B-13.02299 dated 04-12-2018
- PAN
- AABCG6256A
- Registered Office
- 1ST-36, PL E-2, Centrium Shopping Centre, Lokhandwala Complex, Akurli Rd, Kandivali East, Mumbai, Maharashtra 400101
For detailed regulatory filings and updates, please refer to the Reserve Bank of India website .